Publichealth Blog is dedicated to improve knowledge about health such as beauty & fitness, private healthcare, medical terminology, mental health, health development, health care, women's nutrition, health insurance.

Archive for September 6th, 2007

Mental Health Insurance

Thursday, September 6th, 2007

Despite public awareness campaigns highlighting the issues facing people with mental health problems and the fact that no one is immune to developing a mental illness, people with mental health problems are still facing unfair discrimination, prejudice and stigma every day of their lives, not just from members of the public but also from businesses, banks, employers and even when it comes to taking out an insurance policy.

The truth is, any one of us can develop a mental illness, regardless of our age, gender, location, occupation or social status. Actually, the statistics show that at least one in four of us will experience some kind of mental health problem in the space of any one year. Mental health problems can be hugely diverse in nature and can range from mild cases of depression and anxiety to more serious cases of bipolar depression and schizophrenia with the types of symptoms and the degree of intensity of these symptoms varying from person to person. However, there are problems to face in the outside world too.

Possibly one of the most distressing aspects of mental illness is the isolation and social exclusion often experienced by the sufferer purely as a result of ignorance and misunderstanding on the part of other people and it is this that needs to change. If we consider insurance for example, something that most people take for granted, but not if you have had a mental illness in the past or are suffering from a mental health problem at the moment.

The findings of a major report on discrimination against the mentally ill showed that Insurance companies will often deny insurance or place exemptions on an insurance policy when there is a history of mental health problems, even if those problems existed many years ago and are no longer an issue. This applies to any type of insurance and not just life insurance either, travel insurance, mortgage insurance, employment insurance, payment protection insurance, all become more difficult to obtain if you have a mental health problem or a history of mental illness.

This would appear to suggest that insurance companies as well as many others still do not understand the issues or the facts surrounding mental illness or the information just isn’t getting through. For example, mental health problems can occur as an isolated case in relation to a specific set of circumstances and once treated, will never happen again, some types of mental illness are episodic in nature, and most people who seek help for mental health problems do go on to lead full and normal lives. Probably the most important point is that just because someone is suffering from a mental health problem doesn’t automatically mean they pose a greater risk than anyone else. Insurance companies calculate their insurance premiums on the level of perceived risk, which is supposedly based on medical evidence. Perhaps this is the area that needs to be addressed.

So what can you do about it? Certainly, if there is a case of unfair discrimination then it is possible to sue under the Disability Discrimination Act but according to Mind, the leading UK charity for mental health, only a small number of cases are taken out under this Act and of these, few are ever successful. Similarly, the Citizen’s Advice Bureau (CAB) report that most claims against payment protection insurance fail when mental illness is involved as it is a common exclusion in many insurance policies.

It isn’t all doom and gloom though, people do seem to be waking up to the fact that something has gone wrong somewhere and that people with mental illness deserve to have the same rights as anyone else. Over in the USA for example, a study by the Mental Health America Association found that the majority of Americans believe that people with mental health problems should no longer be subjected to discrimination by health insurance companies. In fact, some 96% of Americans believe that health insurance should also cover mental health. Here in the UK the government are aware of the issues surrounding mental health and exclusion and are tightening up legislation to protect people from unfair discrimination.

In the meantime, we would all do well to remember that mental health problems are not only common, they are treatable, and can affect any one of us at any time. Until we insist that people with mental health problems receive the same rights in society as everyone else, the problem with insurance will persist.

Oil of Oregano: Nature’s Miraculous Medicine

Thursday, September 6th, 2007

Can you imagine an amazing herb strong enough to sterilize sewage water, but gentle enough not to harm human tissue? Most of us are very familiar with this herb as it is used for flavoring in cooking. Now more of us are realizing the incredible health benefits of this herb when it is delivered in essential oil form. Essential oils work far faster than teas and many times faster than capsules and are readily digestible and quickly absorbed and assimilated into our physical system. We all have heard of oregano as it is used on our pizza. Now we can realize the health benefits of oregano in essential oil form.

The results of research done in 1910 by W.H. Martindale, lead him to conclude that “the essential oil of oregano is the most powerful plant-derived antiseptic known.” Research in 1977 done by Dr. Belaniche resulted in his “oregano Index” against which all other antibacterial substances are compared. Oil of Oregano is the closest to being the ideal antibacterial agent. Dr. Blaiche states “Among the more active of oils, Oregano is the best of the best. The essential oil of oregano has always provided me with amazing results in treating infectious diseases. Dr. Jean Valnet who is a French authority on the use and benefits of essentials oils, states that essential oils “proved to be many times more effective at killing pathogenic microorganisms than antibiotics.”

An active ingredient of oil of oregano is carvacrol which has been found to help relieve upper respiratory infections such as colds and sinus infections. It potently inhibits platelet aggression which is a risk factor in blood clot formation that is a major cause of strokes and heart attacks. Oil of oregano, in one study, was found to reduce melanoma by 50% in vitro. Oil of oregano has powerful anti-viral, anti-fungal and anti-parasitic properties. This is important because parasites and viruses, like yeasts, cannot be treated successfully by antibiotics. In a 1966 study published in Medical sciences Research, it was shown that oil of oregano killed RNA and DNA viruses such as sold sores, genital herpes, and shingles. This makes it a very beneficial for treating the conditions of colds and flu. Oil of oregano is significantly effective in treating various forms of harmful parasites. Oil of oregano is an effective digestive aid. Oil of oregano has also been found to surpass prescription synthetic anti-inflammatory drugs in it’s effectiveness in relieving and reversing pain and has been said to be almost as powerful as morphine. Oil of oregano has been shown to strengthen the immune system. As an antioxidant, it halts the formation of cholesterol which is responsible for arteriosclerosis, i.e. hardening of the arteries.

An extra advantage of oil of oregano is that it can be used either topically or internally, depending upon the need and target ailment e.g. acne, allergies, arthritis, asthma, athlete’s foot, blood clots, bronchitis, candida, canker sores, colds, flu, constipation, croup, dandruff, diarrhea, digestive disorders, earaches, fatigue, fungal infection, gastrointestinal infection, gum disease, hay fever, headaches, inflammation, insect bites, menstrual irregularities, muscle pain parasites, psoriasis, ringworm, rosacea, seborrhea, sinusitis, thrombus, toenail fungus, and immune system.

Often known as a cooking herb, there is much more to oregano when it is used in essential oil form .It’s long list of health benefits makes it one of nature’s best kept secrets, a natural health aid that is a remarkably miraculous and versatile medicine. If we are suffering from any the before mentioned health ailments, we would be well served to explore the healing properties of this miraculous herb, oil of oregano.